Tuition and fees

Tuition and fees for most undergraduate programs. Students in business, computer science, engineering and nursing will have additional surcharges and lab fees.

* The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

** Definitions of fees can be found here.

Average net price

The average net price includes tuition/fees, housing and meals for all full-time undergraduates once scholarships and grants are included.

*** 2024/2025 average cost includes tuition, fees, housing and meals only, and is not the student's entire Cost of Attendance (COA).

Disclaimer: This is just an estimate.

These estimated dollar amounts are for one academic year (two semesters) before scholarships. The student is required to complete the International Student Declaration of Finances form to certify they have funds available. The estimated amounts below do not include transportation to and from the United States, and do not represent the total expenses of the program if longer than nine months.

* The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

** Definitions of fees can be found here.

Disclaimer: This is just an estimate. 

MBA | MSA

Fall 2025 / Spring 2026 / Summer 2026

Disclaimer: This is just an estimate.

MSCE | MEM | MSEV | MSME | MSCS

Fall 2025 / Spring 2026 / Summer 2026

Disclaimer: This is just an estimate.

MAC

Fall 2025 / Spring 2026 / Summer 2026

Total projected tuition for the three-year MAC program is $81,600 for civilians and $30,000 for military. Credit cost can fluctuate each year. Students may also be eligible for financial aid to reduce total cost.

Disclaimer: This is just an estimate.

MED | MIT

Fall 2025 / Spring 2026 / Summer 2026

Disclaimer: This is just an estimate.

MED-HESA

Fall 2025 / Spring 2026 / Summer 2026

Total projected tuition for the MED-HESA program is $44,064. This reflects the total projected tuition for 36 semester hours to complete the program. Credit cost can fluctuate each year. Students may transfer nine semester hours of graduate work to reduce total number of semester hours needed. Students may also be eligible for financial aid to reduce total cost.

Disclaimer: This is just an estimate.

School Administrator

Fall 2025 / Spring 2026 / Summer 2026

Disclaimer: This is just an estimate.

MTS (Master of Theological Studies)

Fall 2025 / Spring 2026 / Summer 2026

Disclaimer: This is just an estimate.

PhD in leadership studies

Fall 2025 / Spring 2026 / Summer 2026

* Graduate military rate (all campuses): Uniformed service members only. This rate includes National Guard members and Reservists as long as they have been updated to active duty status in our student management system. Proof of military status is required prior to the start of each term/semester.

** The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

*** Note: The SMU Textbook program will not be available for Summer 2026 but will resume for the Fall 2026/Spring 2027 academic year.

Undergraduate, survey and certification program courses

Fall 2025 / Spring 2026

Note: WaV2T tuition is set at the regular rate and fees differ by WaV2T pathway, all of which can be found on the WaV2T webpage.

* Saint-Martin's-JBLM undergraduate (100-400 level course) military rate: Includes service members (active duty, National Guard/Reservists) and their spouses, disabled veterans and their spouses (NOT VR&E).

Proof of military status is required prior to the start of each term.

**Saint Martin's-JBLM civilian rate: Includes civilians, retirees, veterans, DOD members, and all others.

*** WEB classes are classes held online / BOL classes are blended with part online and part in the classroom. Learn more about fees here.

**** The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

**** Note: The SMU Textbook program will not be available for Summer 2025 but will resume for the Fall 2025/Spring 2026 academic year.

Payment policy 

• All payments and/or arrangements are due one week (5 business days) prior to the start of the term or no later than the first day of the term if registration occurs later.
• Financial aid recipients must have all required aid documents submitted to Student Financial Services prior to the start of the term.
• Payment plans are available for students with accounts in good standing. This plan requires a 40% down payment of the tuition balance at the time of registration. Students choosing this option will be required to sign a promissory note for the remaining balance. Payment of balance owed will be due in two equal installments, with dates established at time of registration.
• Chapter 33 Post-9/11 G.I. Bill®, VA benefits are not considered financial aid for purposes of calculating the balance due to the institution.
• Students may pay registration costs by check or money order in person or by credit/debit card or electronic check online through their Self Service account.
• Students using VA benefits are welcome to participate in the deferred payment plan under above stated conditions. 

For more information:
Military and military-affiliated
 

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at https://www.benefits.va.gov/gibill.

* Definitions of fees can be found here.

Important: Please complete validation by making full payment or payment arrangements no later than the first day of class. Internships or directed study classes without specific meeting dates must be validated by the first session.

Lacey Campus

* The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

** Misc. handling fee is a 10% charge on eligible books and supplies from the SMU Bookstore only for students receiving VR&E funding.

*** Graduate fee is non-refundable and charged each time a student applies for graduation.

Professional program surcharge: $90 per semester hour (undergraduate and graduate). Applies to courses in:

• Engineering
• Business
• Computer Science
• Nursing

Definitions of fees can be found here.

2025/2026 Insurance information: 

***Rates below are based on 2024/2025 insurance information and will be updated once new approved rates are received

All domestic students enrolled on the Lacey campus half-time or more are required to have medical insurance coverage. If a student has their own health insurance coverage they may waive out of the health insurance fee by the deadline for the semester/year. Watch for email notices sent from Student Financial Services to avoid missing critical deadlines.

* To accurately submit a waiver, students will need to use their full SMU ID number including the leading "P".
Example: P000111222

Summary of Benefits

• The Saint Martin's University student insurance plan is a shared plan with other colleges or universities using the same coverage.
• Eligibility information listed in the benefit summary or in the online insurance document is not necessarily the eligibility requirement for Saint Martin's University. Each school may have their own.
• Saint Martin’s uses a 6-credit requirement for undergraduate enrollment (half time) and a 3-credit requirement for graduate enrollment (half time).
• Our plan is for domestic students and US Territory students only.
• International students and visiting scholars are not enrolled in this plan and should contact the Saint Martin's University Office of International Programs and Development for insurance information
• Dependent coverage is available if the student is also on the plan. To enroll dependents, visit the AHP Student Insurance site at stmartin.myahpcare.com.
• The final brochure will be available soon.

For more information, please visit our student health insurance page.

The following housing options are for Lacey campus.

* Traditional meal plan required

Saint Martin's in partnership with Bon Appetit, offers various meal plan options for residential and non-residential students.
 

For more information regarding meal plans visit Bon Appetit.

Tuition and fees for most undergraduate programs. Students in business, computer science, engineering and nursing will have additional surcharges and lab fees.

* The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

** Definitions of fees can be found here.

Average net price

The average net price includes tuition/fees, housing and meals for all full-time undergraduates once scholarships and grants are included

Disclaimer: This is just an estimate.

These estimated dollar amounts are for one academic year (two semesters) before scholarships. The student is required to complete the International Student Declaration of Finances form to certify they have funds available. The estimated amounts below do not include transportation to and from the United States, and do not represent the total expenses of the program if longer than nine months.

* The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

** Definitions of fees can be found here.

Disclaimer: This is just an estimate. 

MBA | MSA

Fall 2024 / Spring 2025 / Summer 2025

Disclaimer: This is just an estimate.

MSCE | MEM | MSEV | MSME | MSCS

Fall 2024 / Spring 2025 / Summer 2025

Disclaimer: This is just an estimate.

MAC

Fall 2024 / Spring 2025 / Summer 2025

Total projected tuition for the three-year MAC program is $79,200 for civilians and $30,000 for military. Credit cost can fluctuate each year. Students may also be eligible for financial aid to reduce total cost.

Disclaimer: This is just an estimate.

MED | MIT

Fall 2024 / Spring 2025 / Summer 2025

Disclaimer: This is just an estimate.

MED-HESA

Fall 2024 / Spring 2025 / Summer 2025

Total projected tuition for the MED-HESA program is $42,768. This reflects the total projected tuition for 36 semester hours to complete the program. Credit cost can fluctuate each year. Students may transfer nine semester hours of graduate work to reduce total number of semester hours needed. Students may also be eligible for financial aid to reduce total cost.

Disclaimer: This is just an estimate.

School Administrator

Fall 2024 / Spring 2025 / Summer 2025

Disclaimer: This is just an estimate.

PhD in leadership studies

Fall 2024 / Spring 2025 / Summer 2025

* Graduate military rate (all campuses): Uniformed service members only. This rate includes National Guard members and Reservists as long as they have been updated to active duty status in our student management system. Proof of military status is required prior to the start of each term/semester.

** Graduate Health/Activity fee: Students enrolled in graduate-level in-person classes have access to various on-campus student activities as well as services provided through the Student Health Center and the Counseling and Wellness Center. Graduate students enrolled full-time (6 credits of more) are charged a $100 fee per semester; graduate students enrolled for less than 6 credits are charged $16.67 per credit. Learn more about fees here.

*** The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

**** Note: The SMU Textbook program will not be available for Summer 2025 but will resume for the Fall 2025/Spring 2026 academic year.

Undergraduate, survey and certification program courses

Fall 2024 / Spring 2025

Note: WaV2T tuition is set at the regular rate and fees differ by WaV2T pathway, all of which can be found on the WaV2T webpage.

* Saint-Martin's-JBLM undergraduate (100-400 level course) military rate: Includes service members (active duty, National Guard/Reservists) and their spouses, disabled veterans and their spouses (NOT Voc Rehab).

Proof of military status is required prior to the start of each term.

**Saint Martin's-JBLM civilian rate: Includes civilians, retirees, veterans, DOD members, and all others.

*** WEB classes are classes held online / BOL classes are blended with part online and part in the classroom. Learn more about fees here.

**** The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

***** Note: The SMU Textbook program will not be available for Summer 2025 but will resume for the Fall 2025/Spring 2026 academic year.

Payment policy 

• All payments and/or arrangements are due one week (5 business days) prior to the start of the term or no later than the first day of the term if registration occurs later.
• Financial aid recipients must have all required aid documents submitted to Student Financial Services prior to the start of the term.
• Payment plans are available for students with accounts in good standing. This plan requires a 40% down payment of the tuition balance at the time of registration. Students choosing this option will be required to sign a promissory note for the remaining balance. Payment of balance owed will be due in two equal installments, with dates established at time of registration.
• Chapter 33 Post-9/11 G.I. Bill®, VA benefits are not considered financial aid for purposes of calculating the balance due to the institution.
• Students may pay registration costs by check or money order in person or by credit/debit card or electronic check online through their Self Service account.
• Students using VA benefits are welcome to participate in the deferred payment plan under above stated conditions. 

For more information:
Military and military-affiliated
 

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at https://www.benefits.va.gov/gibill.

* Definitions of fees can be found here.

Important: Please complete validation and payment arrangements no later than the first day of class. Internships or directed study classes without specific meeting dates must be validated by the first session.

Lacey Campus

* The SMU Textbook Program: This is a cost-saving course materials rental program. Students can opt-out of the program, but must do so before the Add/Drop date of each semester. Learn more about the SMU Textbook Program.

** Misc. handling fee is a 10% charge on eligible books and supplies from the SMU Bookstore only for students receiving VR&E funding.

*** Graduate fee is non-refundable and charged each time a student applies for graduation.

Professional program surcharge: $90 per semester hour (undergraduate and graduate). Applies to courses in:

• Engineering
• Business
• Computer Science
• Nursing

Definitions of fees can be found here.

2024/2025 Insurance information: 

***rates below are based on 2023/2024 insurance information and will be updated once new approved rates are received

All domestic students enrolled on the Lacey campus half-time or more are required to have medical insurance coverage. If a student has their own health insurance coverage they may waive out of the health insurance fee by the deadline for the semester/year. Watch for email notices sent from Student Financial Services to avoid missing critical deadlines.

* To accurately submit a waiver, students will need to use their full SMU ID number including the leading "P".
Example: P000111222

Summary of Benefits

• The Saint Martin's University student insurance plan is a shared plan with other colleges or universities using the same coverage.
• Eligibility information listed in the benefit summary or in the online insurance document is not necessarily the eligibility requirement for Saint Martin's University. Each school may have their own.
• Saint Martin’s uses a 6-credit requirement for undergraduate enrollment (half time) and a 3-credit requirement for graduate enrollment (half time).
• Our plan is for domestic students and US Territory students only.
• International students and visiting scholars are not enrolled in this plan and should contact the Saint Martin's University Office of International Programs and Development for insurance information
• Dependent coverage is available if the student is also on the plan. To enroll dependents, visit the AHP Student Insurance site at stmartin.myahpcare.com.
• The final brochure will be available soon.

For more information, please visit our student health insurance page.

The following housing options are for Lacey campus.

* Traditional meal plan required

Saint Martin's in partnership with Bon Appetit, offers various meal plan options for residential and non-residential students.
 

For more information regarding meal plans visit Bon Appetit.