Students sitting at round tables hold up their phones toward a stage

Cost of Attendance

Cost of Attendance (COA) is a school's best reasonable estimate of how much it costs to attend college during a given period.

What is included in the Cost of Attendance?

For full-time students the COA includes the price of tuition and fees, living expenses, books and supplies, and other indirect costs associated with attending school. These expenses include both direct costs that the school will charge you, and indirect costs that students incur over the course of a school year, such as transportation to and from campus events or hygiene products.

COA components are based on student category (ex. full-time undergraduate on-campus) and are calculated using the school's rates as well as an assessment of the local indirect rates for items such as transportation and rent. The Office of Financial Aid uses the COA to determine a student's individual total eligibility for financial aid in the academic year and to calculate a student's financial need. The Estimated Family Contribution (EFC) is calculated through federal formulas based on the information provided through the FAFSA or WASFA. An EFC with the COA is used to determine the student 's eligibility for need-based aid. COA-EFC= Financial Need.

Summer COAs vary on a case by case basis; if you need further information on your summer COA refer to your student aid portal or contact the Office of Financial Aid.

Cost of Attendance Appeal

A cost of attendance appeal can be completed if a student has unusual expenses that are not taken into account in their standard budget (COA). Students can submit this form to have their budget reviewed and financial aid eligibility re-evaluated. Documentation is required upon submission of the COA appeal to provide enough information to make any adjustments and allow the Office of Financial Aid to comply with federal and state regulations.

Learn more about Cost of Attendance Appeals Cost of Attendance appeal form

College Cost Transparency Initiative Partner badge

Saint Martin's University is committed to using the Principles & Standards of the College Cost Transparency Initiative in its student financial aid offer.

Saint Martin's is committed to making your Saints journey affordable

On an average year, Saint Martin's gives out $20 million in scholarships.

Check out scholarships

Tuition and fees

2024-2025 Cost of Attendance - Undergraduate

The below estimates are for a full year, based on full-time fall and spring enrollment.

Expense category	Amount
Tuition and fees	$45,510
Housing	$7,072
Food	$8,080
Books, course materials, supplies and equipment*	$1,240
Miscellaneous personal expenses	$1,891
Loan fees	$75
Transportation	$2,530
TOTAL	$66,398

*Based on current book rate

Expense category	Amount
Tuition and fees	$45,510
Housing	$12,959
Food	$4,517
Books, course materials, supplies and equipment*	$1,240
Miscellaneous personal expenses	$1,891
Loan fees	$75
Transportation	$2,530
TOTAL	$68,722

*Based on current book rate

Expense category	Amount
Tuition and fees	$45,510
Housing	$6,480
Food	$4,517
Books, course materials, supplies and equipment*	$1,240
Miscellaneous personal expenses	$1,891
Loan fees	$75
Transportation	$2,530
TOTAL	$62,243

*Based on current book rate

Expense category	Amount
Tuition and fees	$6,000
Housing	$0
Food	$8,080
Books, course materials, supplies and equipment*	$1,240
Miscellaneous personal expenses	$1,891
Loan fees	$75
Transportation	$2,530
TOTAL	$19,816

*Based on current book rate

Expense category	Military amount	Civilian amount
Tuition and fees	$6,000	$45,510
Housing	$0	$12,959
Food	$4,517	$4,517
Books, course materials, supplies and equipment*	$1,240	$1,240
Miscellaneous personal expenses	$1,891	$1,891
Loan fees	$75	$75
Transportation	$2,530	$2,530
TOTAL	$16,253	$68,722

*Based on current book rate

2024-2025 Cost of Attendance - Graduate

The below estimates are for a full year, based on full-time fall and spring enrollment. A standard Master's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees. Ex: $1,373 x 12 = $16,476 + $200 = $16,476 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$16,676	$16,676	$16,676	$6,000
Housing	$12,959	$7,072	$6,480	$0
Food	$4,517	$8,080	$4,517	$4,517
Books, course materials, supplies and equipment*	$1,240	$1,240	$1,240	$1,240
Miscellaneous personal expenses	$1,891	$1,891	$1,891	$1,891
Loan fees	$197	$197	$197	$197
Transportation	$2,530	$2,530	$2,530	$2,530
TOTAL	$40,010	$37,686	$33,531	$16,375

*Based on current book rate

The standard Master's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.: $1,373 x 12 = $16,476 + $200 = $16,676 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$16,352	$16,352	$16,352	$6,000
Housing	$12,959	$7,072	$6,480	$0
Food	$4,517	$8,080	$4,517	$4,517
Books, course materials, supplies and equipment*	$1,240	$1,240	$1,240	$1,240
Miscellaneous personal expenses	$1,891	$1,891	$1,891	$1,891
Loan fees	$197	$197	$197	$197
Transportation	$2,530	$2,530	$2,530	$2,530
TOTAL	$39,686	$37,362	$33,207	$16,375

*Based on current book rate

The Master in Engineering's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.: $1,346 x 12 = $16,152 + $200 = $16,352 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$16,040	$16,040	$16,040	$6,000
Housing	$12,959	$7,072	$6,480	$0
Food	$4,517	$8,080	$4,517	$4,517
Books, course materials, supplies and equipment*	$1,240	$1,240	$1,240	$1,240
Miscellaneous personal expenses	$1,891	$1,891	$1,891	$1,891
Loan fees	$197	$197	$197	$197
Transportation	$2,530	$2,530	$2,530	$2,530
TOTAL	$39,374	$37,050	$32,895	$16,375

*Based on current book rate

The Master in Counseling's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.: $1,320 x 12 = $15,840 + $200 = $16,040 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$15,248	$15,248	$15,248	$6,000
Housing	$12,959	$7,072	$6,480	$0
Food	$4,517	$8,080	$4,517	$4,517
Books, course materials, supplies and equipment*	$1,240	$1,240	$1,240	$1,240
Miscellaneous personal expenses	$1,891	$1,891	$1,891	$1,891
Loan fees	$197	$197	$197	$197
Transportation	$2,530	$2,530	$2,530	$2,530
TOTAL	$38,582	$36,258	$32,103	$16,375

*Based on current book rate

The Master in Business/Education's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.: $1,254 x 12 = $15,048 + $200 = $15,248 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$10,712	$10,712	$10,712	$6,000
Housing	$12,959	$7,072	$6,480	$0
Food	$4,517	$8,080	$4,517	$4,517
Books, course materials, supplies and equipment*	$1,240	$1,240	$1,240	$1,240
Miscellaneous personal expenses	$1,891	$1,891	$1,891	$1,891
Loan fees	$197	$197	$197	$197
Transportation	$2,530	$2,530	$2,530	$2,530
TOTAL	$34,046	$31,722	$27,567	$16,375

*Based on current book rate

The Ph.D.'s CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.:

Civilian rate: $876 x 12 = $10,512 + $200 = $10,712 in annual tuition and fees.
Military rate: $500 x 12 = $5,800 + $200 = $6,000 in annual tuition and fees.

2025-2026 Cost of Attendance - Undergraduate

The below estimates are for a full year, based on full-time fall and spring enrollment.

Expense category	Amount
Tuition and fees	$46,857
Housing (average rate of all available housing options)	$7,072
Food (Gold meal plan, other options available)	$8,080
Books, course materials, supplies and equipment*	$1,298
Miscellaneous personal expenses	$1,957
Loan fees	$74
Transportation	$2,439
TOTAL	$67,777

*Based on current book rate

Expense category	Amount
Tuition and fees	$46,857
Housing	$14,243
Food	$4,850
Books, course materials, supplies and equipment*	$1,298
Miscellaneous personal expenses	$1,957
Loan fees	$74
Transportation	$2,439
TOTAL	$71,718

*Based on current book rate

Expense category	Amount
Tuition and fees	$46,857
Housing	$7,122
Food	$4,850
Books, course materials, supplies and equipment*	$1,298
Miscellaneous personal expenses	$1,957
Loan fees	$74
Transportation	$2,439
TOTAL	$64,597

*Based on current book rate

Expense category	Amount
Tuition and fees	$6,000
Housing	$0
Food	$8,080
Books, course materials, supplies and equipment*	$1,298
Miscellaneous personal expenses	$1,957
Loan fees	$74
Transportation	$2,439
TOTAL	$19,848

*Based on current book rate

Expense category	Military amount	Civilian amount
Tuition and fees	$6,000	$46,857
Housing	$0	$14,243
Food	$4,850	$4,850
Books, course materials, supplies and equipment*	$1,298	$1,298
Miscellaneous personal expenses	$1,957	$1,957
Loan fees	$74	$74
Transportation	$2,439	$2,439
TOTAL	$16,618	$71,718

*Based on current book rate

2025-2026 Cost of Attendance - Graduate

The below estimates are for a full year, based on full-time fall and spring enrollment. A standard Master's tuition and fee amount is calculated by multiplying the tuition rate by a standard 12 credit annual load. Ex: $1,386 x 12 = $16,632 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$14,688	$14,688	$14,688	$6,000
Housing	$14,243	$7,072	$7,122	$0
Food	$4,850	$8,080	$4,850	$4,850
Books, course materials, supplies and equipment*	$1,298	$1,298	$1,298	$1,298
Miscellaneous personal expenses	$1,957	$1,957	$1,957	$1,957
Loan fees	$195	$195	$195	$195
Transportation	$2,439	$2,439	$2,439	$2,439
TOTAL	$39,670	$35,729	$32,549	$16,739

*Based on current book rate

The Master in Education's tuition and fee amount is calculated by multiplying the tuition rate by a standard 12 credit annual load, e.g.: $1,224 x 12 = $14,688 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$16,632	$16,632	$16,632	$6,000
Housing	$14,243	$7,072	$7,122	$0
Food	$4,850	$8,080	$4,850	$4,850
Books, course materials, supplies and equipment*	$1,298	$1,298	$1,298	$1,298
Miscellaneous personal expenses	$1,957	$1,957	$1,957	$1,957
Loan fees	$195	$195	$195	$195
Transportation	$2,439	$2,439	$2,439	$2,439
TOTAL	$41,614	$37,673	$34,493	$16,739

*Based on current book rate

The Master in Engineering's tuition and fee amount is calculated by multiplying the tuition rate by a standard 12 credit annual load, e.g.: $1,386 x 12 = $16,632 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$16,320	$16,320	$16,320	$6,000
Housing	$14,243	$7,072	$7,122	$0
Food	$4,850	$8,080	$4,850	$4,850
Books, course materials, supplies and equipment*	$1,298	$1,298	$1,298	$1,298
Miscellaneous personal expenses	$1,957	$1,957	$1,957	$1,957
Loan fees	$195	$195	$195	$195
Transportation	$2,439	$2,439	$2,439	$2,439
TOTAL	$41,302	$37,361	$34,181	$16,739

*Based on current book rate

The Master in Counseling's tuition and fee amount is calculated by multiplying the tuition rate by a standard 12 credit annual load, e.g.: $1,360 x 12 = $16,320 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$15,504	$15,504	$15,504	$6,000
Housing	$14,243	$7,072	$7,122	$0
Food	$4,850	$8,080	$4,850	$4,850
Books, course materials, supplies and equipment*	$1,298	$1,298	$1,298	$1,298
Miscellaneous personal expenses	$1,957	$1,957	$1,957	$1,957
Loan fees	$195	$195	$195	$195
Transportation	$2,439	$2,439	$2,439	$2,439
TOTAL	$40,486	$36,545	$33,365	$16,739

*Based on current book rate

The Master in Business and Master in Teaching's tuition and fee amount is calculated by multiplying the tuition rate by a standard 12 credit annual load, e.g.: $1,292 x 12 = $15,504 in annual tuition and fees.

Expense category	Off campus	On campus	With parent	Military
Tuition and fees	$12,312	$12,312	$12,312	$6,000
Housing	$14,243	$7,072	$7,122	$0
Food	$4,850	$8,080	$4,850	$4,850
Books, course materials, supplies and equipment*	$1,298	$1,298	$1,298	$1,298
Miscellaneous personal expenses	$1,957	$1,957	$1,957	$1,957
Loan fees	$195	$195	$195	$195
Transportation	$2,439	$2,439	$2,439	$2,439
TOTAL	$37,294	$33,353	$30,173	$16,739

*Based on current book rate

The Ph.D.'s tuition and fee amount is calculated by multiplying the tuition rate by a standard 12 credit annual load, e.g.:

Civilian rate: $1,026 x 12 = $12,312 in annual tuition and fees.
Military rate: $500 x 12 = $6,000 in annual tuition and fees.

Questions? We can help!

Office of Financial Aid

The Office of Financial Aid awards student scholarships and financial aid packages, supports students completing their aid paperwork, and provides consultation on state and federal loans and grants as well as the FAFSA and WASFA.

Erin Schaffer

Director of Financial Aid

Kaycee Selga

Assistant Director of Financial Aid Outreach

Madison Ivey

Assistant Director of Financial Aid Processing

Cost of Attendance

What is included in the Cost of Attendance?

Cost of Attendance Appeal

Saint Martin's is committed to making your Saints journey affordable

2024-2025 Cost of Attendance - Undergraduate

2024-2025 Cost of Attendance - Graduate

2025-2026 Cost of Attendance - Undergraduate

2025-2026 Cost of Attendance - Graduate

Questions? We can help!

Office of Financial Aid

Erin Schaffer

Kaycee Selga

Madison Ivey

Next Steps

Apply to Saint Martin's