Students sitting at round tables hold up their phones toward a stage

Cost of Attendance

Cost of Attendance (COA) is a school's best reasonable estimate of how much it costs to attend college during a given period.

What is included in the Cost of Attendance?

For full-time students the COA includes the price of tuition and fees, living expenses, books and supplies, and other indirect costs associated with attending school. These expenses include both direct costs that the school will charge you, and indirect costs that students incur over the course of a school year, such as transportation to and from campus events or hygiene products.

COA components are based on student category (ex. full-time undergraduate on-campus) and are calculated using the school's rates as well as an assessment of the local indirect rates for items such as transportation and rent. The Office of Financial Aid uses the COA to determine a student's individual total eligibility for financial aid in the academic year and to calculate a student's financial need. The Estimated Family Contribution (EFC) is calculated through federal formulas based on the information provided through the FAFSA or WASFA. An EFC with the COA is used to determine the student 's eligibility for need-based aid. COA-EFC= Financial Need. 

Summer COAs vary on a case by case basis; if you need further information on your summer COA refer to your student aid portal or contact the Office of Financial Aid.

Cost of Attendance Appeal

A cost of attendance appeal can be completed if a student has unusual expenses that are not taken into account in their standard budget (COA). Students can submit this form to have their budget reviewed and financial aid eligibility re-evaluated. Documentation is required upon submission of the COA appeal to provide enough information to make any adjustments and allow the Office of Financial Aid to comply with federal and state regulations.

Learn more about Cost of Attendance Appeals Cost of Attendance appeal form


College Cost Transparency Initiative Partner badge

 

Saint Martin's University is committed to using the Principles & Standards of the College Cost Transparency Initiative in its student financial aid offer.

Saint Martin's is committed to making your Saints journey affordable

On an average year, Saint Martin's gives out $20 million in scholarships.

Check out scholarships

Tuition and fees

2024-2025 Cost of Attendance - Undergraduate

The below estimates are for a full year, based on full-time fall and spring enrollment.

Tuition and fees$45,510
Housing$7,072
Food$8,080
Books, course materials, supplies and equipment*$1,240
Miscellaneous personal expenses$1,891
Loan fees$75
Transportation$2,530
TOTAL$66,398

*Based on current book rate

Tuition and fees$45,510
Housing$12,959
Food$4,517
Books, course materials, supplies and equipment$1,240
Miscellaneous personal expenses$1,891
Loan fees$75
Transportation$2,530
TOTAL$68,722
Tuition and fees$45,510
Housing$6,480
Food$4,517
Books, course materials, supplies and equipment$1,240
Miscellaneous personal expenses$1,891
Loan fees$75
Transportation$2,530
TOTAL$62,243
Tuition and fees$6,000
Housing$0
Food$8,080
Books, course materials, supplies and equipment$1,240
Miscellaneous personal expenses$1,891
Loan fees$75
Transportation$2,530
TOTAL$19,816
 MilitaryCivilian
Tuition and fees$6,000$45,510
Housing$0$12,959
Food$4,517$4,517
Books, course materials, supplies and equipment$1,240$1,240
Miscellaneous personal expenses$1,891$1,891
Loan fees$75$75
Transportation$2,530$2,530
TOTAL$16,253$68,722

2024-2025 Cost of Attendance - Graduate

The below estimates are for a full year, based on full-time fall and spring enrollment. A standard Master's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees. Ex: $1,373 x 12 = $16,476 + $200 = $16,476 in annual tuition and fees.

 Off campusOn campusWith parentMilitary
Tuition and fees$16,676$16,676$16,676$6,000
Housing$12,959$7,072$6,480$0
Food$4,517$8,080$4,517$4,517
Books, course materials, supplies and equipment$1,240$1,240$1,240$1,240
Miscellaneous personal expenses$1,891$1,891$1,891$1,891
Loan fees$197$197$197$197
Transportation$2,530$2,530$2,530$2,530
TOTAL$40,010$37,686$33,531$16,375

The standard Master's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.: $1,373 x 12 = $16,476 + $200 = $16,676 in annual tuition and fees.

 Off campusOn campusWith parentMilitary
Tuition and fees$16,352$16,352$16,352$6,000
Housing$12,959$7,072$6,480$0
Food$4,517$8,080$4,517$4,517
Books, course materials, supplies and equipment$1,240$1,240$1,240$1,240
Miscellaneous personal expenses$1,891$1,891$1,891$1,891
Loan fees$197$197$197$197
Transportation$2,530$2,530$2,530$2,530
TOTAL$39,686$37,362$33,207$16,375

The Master in Engineering's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.: $1,346 x 12 = $16,152 + $200 = $16,352 in annual tuition and fees.

 Off campusOn campusWith parentMilitary
Tuition and fees$16,040$16,040$16,040$6,000
Housing$12,959$7,072$6,480$0
Food$4,517$8,080$4,517$4,517
Books, course materials, supplies and equipment$1,240$1,240$1,240$1,240
Miscellaneous personal expenses$1,891$1,891$1,891$1,891
Loan fees$197$197$197$197
Transportation$2,530$2,530$2,530$2,530
TOTAL$39,374$37,050$32,895$16,375

The Master in Counseling's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.: $1,320 x 12 = $15,840 + $200 = $16,040 in annual tuition and fees.

 Off campusOn campusWith parentMilitary
Tuition and fees$15,248$15,248$15,248$6,000
Housing$12,959$7,072$6,480$0
Food$4,517$8,080$4,517$4,517
Books, course materials, supplies and equipment$1,240$1,240$1,240$1,240
Miscellaneous personal expenses$1,891$1,891$1,891$1,891
Loan fees$197$197$197$197
Transportation$2,530$2,530$2,530$2,530
TOTAL$38,582$36,258$32,103$16,375

The Master in Business/Education's CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.: $1,254 x 12 = $15,048 + $200 = $15,248 in annual tuition and fees.

 Off campusOn campusWith parentMilitary
Tuition and fees$10,712$10,712$10,712$6,000
Housing$12,959$7,072$6,480$0
Food$4,517$8,080$4,517$4,517
Books, course materials, supplies and equipment$1,240$1,240$1,240$1,240
Miscellaneous personal expenses$1,891$1,891$1,891$1,891
Loan fees$197$197$197$197
Transportation$2,530$2,530$2,530$2,530
TOTAL$34,046$31,722$27,567$16,375

The Ph.D.'s CoA is calculated by multiplying the tuition rate by a standard 12 credit annual load plus annual fees, e.g.: 

Civilian rate: $876 x 12 = $10,512 + $200 = $10,712 in annual tuition and fees.
Military rate: $500 x 12 = $5,800 + $200 = $6,000 in annual tuition and fees.

2023-2024 Cost of Attendance - Undergraduate

The below estimates are for a full year, based on full-time fall and spring enrollment.

Tuition and fees$44,210
Housing$6,868
Food$7,920
Books, course materials, supplies and equipment$1,240
Miscellaneous personal expenses$1,830
Loan fees$77
Transportation$2,000
TOTAL$64,145
Tuition and fees$44,210
Housing$9,046
Food$2,630
Books, course materials, supplies and equipment$1,240
Miscellaneous personal expenses$1,830
Loan fees$77
Transportation$2,000
TOTAL$61,033
Tuition and fees$44,210
Housing$4,400
Food$2,630
Books, course materials, supplies and equipment$1,240
Miscellaneous personal expenses$1,830
Loan fees$77
Transportation$2,000
TOTAL$56,387
Tuition and fees$6,000
Housing$0
Food$7,920
Books, course materials, supplies and equipment$1,240
Miscellaneous personal expenses$1,830
Loan fees$77
Transportation$2,000
TOTAL$19,067
 MilitaryCivilian
Tuition and fees$6,000$44,210
Housing$0$9,046
Food$2,630$2,630
Books, course materials, supplies and equipment$1,240$1,240
Miscellaneous personal expenses$1,830$1,830
Loan fees$77$77
Transportation$2,000$2,000
TOTAL$13,777$61,033

2023-2024 Cost of Attendance - Graduate

The below estimates are for a full year, based on full-time fall and spring enrollment.

 Off campusOn campusWith parentMilitary
Tuition and fees$16,352$16,352$16,352$6,000
Housing$9,046$6,868$4,400$0
Food$7,920$7,920$2,630$7,920
Books, course materials, supplies and equipment$1,240$1,240$1,240$1,240
Miscellaneous personal expenses$1,830$1,830$1,830$1,830
Loan fees$198$198$198$198
Transportation$2,000$2,000$2,000$2,000
TOTAL$38,586$36,408$28,650$19,188
 Off campusOn campusWith parentMilitary
Tuition and fees$16,040$16,040$16,040$6,000
Housing$9,046$6,868$4,400$0
Food$7,920$7,920$2,630$7,920
Books, course materials, supplies and equipment$1,240$1,240$1,240$1,240
Miscellaneous personal expenses$1,830$1,830$1,830$1,830
Loan fees$198$198$198$198
Transportation$2,000$2,000$2,000$2,000
TOTAL$38,274$36,096$28,338$20,970
 Off campusOn campusWith parentMilitary
Tuition and fees$15,248$15,248$15,248$6,000
Housing$9,046$6,868$4,400$0
Food$7,920$7,920$2,630$7,920
Books, course materials, supplies and equipment$1,240$1,240$1,240$1,240
Miscellaneous personal expenses$1,830$1,830$1,830$1,830
Loan fees$198$198$198$198
Transportation$2,000$2,000$2,000$2,000
TOTAL$37,482$35,304$27,546$19,188
 Off campusOn campusWith parentMilitary
Tuition and fees$10,712$10,712$10,712$6,000
Housing$9,046$6,868$4,400$4,400
Food$7,920$7,920$2,630$2,630
Books, course materials, supplies and equipment$1,240$1,240$1,240$1,240
Miscellaneous personal expenses$1,830$1,830$1,830$1,830
Loan fees$198$198$198$198
Transportation$2,000$2,000$2,000$2,000
TOTAL$32,946$30,768$23,010$18,298

Questions? We can help!