Old Main framed by a tree branch on a sunny day

Maintaining eligibility

In order to maintain your eligibility for financial aid, you must demonstrate academic progress towards a degree program. We utilize both qualitative and quantitative measures to determine Satisfactory Academic Progress (SAP). Please note that SAP is a process completed strictly to determine your financial aid eligibility and NOT your academic eligibility. 

Satisfactory Academic Progress Eligibility Guide

Please read all this information carefully. You are responsible for understanding these requirements.

For more information on Satisfactory Academic Progress, please see the Saint Martin's SAP policy.

If you have questions, please contact the Office of Financial Aid.

Policy

The SAP policy requires compliance with the three components below to maintain eligibility for financial aid.

  • A minimum cumulative grade point average of 2.0 for undergraduate students;
  • Successfully completing at least 67% of coursework attempted (number of credits earned divided by number of credits attempted);
  • Completing a degree within the maximum timeframe (see below for more details).

The Office of Financial Aid will review the above components at the end of each semester to determine eligibility for the upcoming semester. Eligibility is determined based on final grades.

Additional Grade Information

Passing grades: "A", "B", "C", "D", "P"

Unsatisfactory grades: "F", "I", "W", "XF”, Audits or no grade

If you receive an incomplete grade, any subsequent grade changes will not be reevaluated until the end of the next semester. For example, a student who has an incomplete grade at the end of the fall semester, submits their incomplete coursework at the beginning of spring semester and earns a grade will not have their SAP status reevaluated until the end of the spring semester. 

Any repeated courses are counted only once in the calculation of hours completed. However, each repeated course is factored into the calculation of hours attempted. Therefore, repeated courses will impact the pace of completion and maximum timeframe.

Cumulative Grade Point Average (GPA) 

Undergraduate students must maintain a minimum 2.0 cumulative GPA. 

Pace of Completion 

Students must successfully complete at least 67% of the overall attempted credits, including all credits transferred to Saint Martin's.

Pace of Completion Examples
Credits 
attempted
Credits 
earned
15 credits10+ credits
12 credits8+ credits
6 credits4+ credits
5 or fewer creditsAll credits attempted

Maximum Timeframe

All course attempts, including transferred credits, withdrawals, repeats, and non-passing grades, are counted in the calculation of maximum timeframe. Students are required to complete their degree within 150% of the length of the program in which they are enrolled. 

  • Undergraduate programs of 120 credit hours must complete within 180 attempted credit hours;
  • Undergraduate engineering programs of 128 credit hours must complete within 192 attempted credit hours.

Semesters of enrollment in which no aid is received also count towards the maximum timeframe limit.  

SAP Status 

Warning

Students who do not meet the GPA or pace of completion requirements for the first time will be placed in a warning status. If you are in warning status, you will be eligible to receive available financial aid for one semester. After your warning semester, disbursements may be delayed while your satisfactory academic progress is reviewed.

Must Appeal 

Students who do not meet the GPA or pace of completion requirements following a warning status semester are not eligible to receive federal, state, or institutional aid and are placed on a must appeal status. In addition, students for whom it is mathematically impossible to complete their degree within the maximum timeframe provided above will be placed on a must appeal status immediately. 

Some alternative loan and scholarship programs require students to be in good standing under SAP guidelines. You may submit a completed appeal to the Office of Financial Aid which documents extenuating circumstances that interfered with your academic performance.

Appeal Process 

Students on "must appeal" status have the opportunity to appeal their aid eligibility. Appeals must be submitted by mid semester. Appeals submitted after the deadline will be reviewed but late petitions may result in the loss of funding for the term. Appeals must include a written statement, academic plan and documentation of extenuating circumstances. 

Approved appeals

Students will be notified of an approved appeal and placed in probation status with their aid reinstated for one semester. Students may be asked to submit a new academic plan for each semester of probation status until they reach good standing. If the student does not pass the credits or earn the GPA given in an academic plan, they will be placed in must appeal status again.

Denied appeals

If an appeal is denied, aid will be removed from the following semester, and the student is required to find other financial options to apply towards the student balance.

If the original appeal did not include information that may have been helpful for the Office of Financial Aid to know when evaluating the appeal, the student may submit additional information to provide clarity to be reviewed again.

All decisions by the Office of Financial Aid are final.

Policy

The SAP policy requires compliance with the three components below to maintain eligibility for financial aid.

  • A minimum cumulative grade point average of 3.0 for graduate students;
  • Successfully completing at least 67% of coursework attempted (number of credits earned divided by number of credits attempted);
  • Completing a degree within the maximum timeframe (see below for more details).

The Office of Financial Aid will review the above components at the end of each semester to determine eligibility for the upcoming semester. Eligibility is determined based on final grades.

Additional Grade Information

Passing grades: "A", "B", "C", "D", "P"

Unsatisfactory grades: "F", "I", "W", "XF”, Audits or no grade

If you receive an incomplete grade, any subsequent grade changes will not be reevaluated until the end of the next semester. For example, a student who has an incomplete grade at the end of the fall semester, submits their incomplete coursework at the beginning of spring semester and earns a grade will not have their SAP status reevaluated until the end of the spring semester. 

Any repeated courses are counted only once in the calculation of hours completed. However, each repeated course is factored into the calculation of hours attempted. Therefore, repeated courses will impact the pace of completion and maximum timeframe.

Cumulative Grade Point Average (GPA) 

Graduate students must maintain a minimum 3.0 cumulative GPA.

Pace of Completion 

Students must successfully complete at least 67% of the overall attempted credits, including all credits transferred to Saint Martin's.

Pace of Completion Examples
Credits 
attempted
Credits 
earned
9 credits6+ credits               
6 credits4+ credits
3 or fewer credits3 credits


Maximum Timeframe

All course attempts, including transferred credits, withdrawals, repeats, and non-passing grades, are counted in the calculation of maximum timeframe. Students are required to complete their degree within 150% of the length of the program in which they are enrolled. 

Graduate students are allowed a maximum time specific to the credit hours required for their unique program:

Graduate program lengthMax credit hours attempted
Master of Chaplaincy | 72 credits108 credits
Master of Theological Studies | 48 credits72 credits
Master of Science in Accounting | 30 credits45 credits
Master of Business Administration | 36 credits54 credits
Master of Arts in Counseling | 60 credits90 credits
Master of Education | 30 credits45 credits
Master in Teaching, Elementary Education | 38 credits57 credits
Master in Teaching, Secondary Education | 35 credits53 credits
Master in Teaching, Special Education | 41 credits62 credits
Master of Engineering Management | 30 credits45 credits
Master of Science in Civil Engineering | 30 credits45 credits
Master of Science in Computer Science | 30 credits45 credits
Master of Science in Environmental Engineering | 30 credits45 credits
Master of Science in Mechanical Engineering | 39 credits59 credits
Doctor of Philosophy in Educational Leadership | 51 credits77 credits

Semesters of enrollment in which no aid is received will count towards the maximum timeframe limit. 

SAP Status 

Warning

Students who do not meet the GPA or pace of completion requirements for the first time will be placed in a warning status. If you are in warning status, you will be eligible to receive available financial aid for one semester. After your warning semester, disbursements may be delayed while your satisfactory academic progress is reviewed.

Must Appeal 

Students who do not meet the GPA or pace of completion requirements following a warning status semester are not eligible to receive federal, state, or institutional aid and are placed on a must appeal status. In addition, students for whom it is mathematically impossible to complete their degree within the maximum timeframe provided above will be placed on a must appeal status immediately. 

Some alternative loan and scholarship programs require students to be in good standing under SAP guidelines. You may submit a completed appeal to the Office of Financial Aid which documents extenuating circumstances that interfered with your academic performance.

Appeal Process 

Students on "must appeal" status have the opportunity to appeal their aid eligibility. Appeals must be submitted by mid semester. Appeals submitted after the deadline will be reviewed but late petitions may result in the loss of funding for the term. Appeals must include a written statement, academic plan, and documentation of extenuating circumstances. 

Approved appeals

Students will be notified of an approved appeal and placed in probation status with their aid reinstated for one semester. Students may be asked to submit a new academic plan for each semester of probation status until you reach good standing. If the student does not pass the credits or earn the GPA given in an academic plan, they will be placed in must appeal status again.

Denied appeals

If an appeal is denied, aid will be removed from the following semester, and the student is required to find other financial options to apply towards the student balance.

If the original appeal did not include information that may have been helpful for the Office of Financial Aid to know when evaluating the appeal, you may submit additional information to provide clarity to be reviewed again.

All decisions by the Office of Financial Aid are final.

Information

Unable to maintain SAP

Failure to maintain SAP can result in the loss of eligibility for financial aid. In the event a student fails to complete the entire term, their aid eligibility may be affected as well. Depending on when the student withdraws within a term, they may be subject to a return of aid. We encourage you to contact our office if you feel you may be in jeopardy of not making SAP or will be withdrawing within a given term.

Reverse image of ear

Need academic assistance?

Maintaining satisfactory academic progress is important to maintaining your eligibility for aid. If you ever need academic assistance, please feel free to reach out to Saints Care!

Questions? We're here to help!

Student Financial Services

Endorsing the Catholic Benedictine values of faith, reason, service, and community, the Student Financial Services Center supports the mission of Saint Martin's University to empower students in their pursuit of learning and honors their sacredness as individuals as well as their families and our community in an efficient and caring professional manner. Student Financial Services handles tuition/fees and room/board billing and payments, payment plan information, student health insurance and sponsored billing for students using outside sources such as VA benefits, Tuition Assistance, International Sponsors and other sponsoring agencies.

Center for Student Success

The Center for Student Success is a hub for academic support and guidance. Peer tutors, Academic Advisors, and Disability Support Services team members are here to assist you.

Explore Maintaining eligibility