Student health insurance

Students who are enrolled half-time or more on the Lacey campus are required to have health insurance coverage. Students who have their own coverage must submit an online waiver form directly to the University's health insurance provider by the first day of the semester. Waivers are good for the academic year provided that the coverage listed has not changed. It is the student’s responsibility to notify the Student Financial Service Center in the event of any changes. Those who do not have their own personal coverage, are required to purchase insurance through the University’s provider.

All international students are required to have health insurance coverage. The claim form and online waiver link listed below do not pertain to international student insurance. Those students must contact the Office of International Programs 360-438-4375 for more information. Download and print the international waiver form here. The completed form must be received in the Office of International Programs by the first day of the semester to be valid for that enrollment period.

To waive the domestic student health insurance, complete and submit the online waiver form by the first day of the semester. You must use your complete SMU ID# which includes the leading 'P' when entering your number on the waiver. You will receive an 'approved' or 'denied' response. If your waiver is accepted, the insurance charge will be removed from your account within approximately three business days. If your waiver is denied, you will have the opportunity to appeal the request directly online. Approved appeals will allow SMU to remove the insurance charge. Denied or no appeals will result in the student being responsible for the insurance charge. Students who have not submitted a waiver form by the first day of the semester will also be charged the insurance premium fee and will not be eligible to have the fee waived later in the semester. Be sure to have your waiver form submitted and approved by the deadline. Waivers cannot be accepted after this date.

Students needing the University's insurance plan need not do anything. You will automatically be enrolled in the plan if no waiver is received. For more information regarding the University's insurance coverage through Aetna Student Health, click here.

Those students who are receiving insurance coverage through the University, must submit a claim form to their physician at the time of service.

Aetna Student Health claim forms are available in the Student Financial Service Center or can be downloaded and printed from this site.

Aetna preferred provider physicians offer better coverage, however, you may choose any doctor you wish. For a list of preferred providers, go to aetna.com/docfind/custom/chickering and click 'enter DocFind' to begin your search. You may also call 1-866-618-0025.

Prescriptions: To find participating pharmacies through Aetna Pharmacy Management, go to the Aetna DocFind site listed above or call 1-800-238-6279.